Yo, ever felt like you’re sitting on a goldmine of Chase points but don’t know how to smush ‘em all together like peanut butter and jelly? Well, my friend, this blog post is for you. Today, we’re diving deep into how to combine Chase business and personal points — like, for real. No fancy finance talk, just you and me figuring this out like we’re sitting on the porch with iced tea and our laptops.
The Magic Behind Chase Points (And Why You Should Even Care)
Alright, let’s start with the basics. Chase points are like adult LEGO bricks — you collect them from different places (like your business card and your personal card) and build some really dope travel adventures or cash back setups. But here’s the kicker: those points don’t play together unless YOU bring them to the same playground.
So if you’ve got a Chase Ink card for your biz and a Chase Sapphire Preferred for your personal life — boom, you’re sitting on TWO treasure chests. But what if you could unlock a MEGA chest by combining them? That’s what we’re talking about today: how to combine Chase business and personal points like a Jedi Master of rewards.
Why Chase Keeps ‘Em Separate (Like Parents at a PTA Meeting)
Chase is like, “Yo, business is business and personal is personal.” I mean, it makes sense. Your business expenses shouldn’t be in the same pool as your late-night Taco Bell runs — but YOU are the common denominator, my friend. And if you know the right moves, you can bring those points into one glorious pot. It’s totally legal. Chase even made a button for it. They just hide it like it’s part of a treasure map.
Step-by-Step: How to Combine Chase Business and Personal Points Without Calling Customer Service (A.K.A. The Seventh Circle of Hold Music)
1. Log in like the legend you are
First things first — log in to your Chase account. And make sure your business and personal accounts are linked to the same online profile. If they’re not, you might have to do a little digital matchmaking and link them manually. It’s easy though, like connecting Netflix to your smart TV after a glass of wine.
2. Go to the ‘Ultimate Rewards’ portal
This is the magical land where points live. Once you’re in, pick either your business or personal card — whichever one you wanna move points FROM.
3. Click ‘Combine Points’
Oh yeah, it’s literally a button. Chase ain’t even trying to hide it that hard anymore. Click it. Then you’ll see a menu asking where you wanna move your points TO. Select your other card — like, if you’re on your business card, pick your personal one. Or vice versa.
4. Choose how many points to transfer
You can move all your points or just some. Me? I always go full send. Why not, right? The best part — transfers between your own cards are instant and free. It’s like giving your points a one-way ticket to the VIP lounge.
The Real Reason You Wanna Combine Points (Hint: FREE STUFF!)
Okay, real talk. The reason you should know how to combine Chase business and personal points is because it gives you the power to squeeze every drop of juice out of them. Some cards let you redeem points at a higher value — like 25% or even 50% more when booking travel. So if your personal card has that sweet bonus redemption but your business one doesn’t? Transfer those points, baby! That’s how you win the game.
Can I Get in Trouble for This?
Nope! As long as you’re transferring between accounts that are under your name, Chase is totally cool with it. It’s like doing laundry at your friend’s house — if you ask first, it’s fine. Don’t try to transfer points to your cousin who still owes you gas money though — Chase ain’t down with that.
What I Wish I Knew Before Combining Points
I wish someone told me sooner that the more points I transfer to the right card, the faster I hit those dreamy redemptions. Like, I once combined all my points and booked a trip to Miami for the price of one sushi dinner. If I’d known that earlier, I’d have skipped a lot of sad airport sandwiches, ya feel me?
Alright Homie, What’s Next?
Now that you know how to combine Chase business and personal points, the world is your oyster (or at least your travel booking portal). Go play around in the Ultimate Rewards site, try a few combos, and see how far your points can take you.
Quick Call-To-Action For My Real Ones
If this helped you out even a little bit, do me a solid and check out my forum where the magic continues — we’re dropping gems daily over there.
Come vibe with us at Upobi.com — we’re building a space where you can learn, laugh, and level up. It’s like your group chat, but smarter and with way better snacks.
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Final Thoughts, Dawg
Look, Chase ain’t gonna send you a postcard saying, “Hey, combine your points!” But I just did — because that’s what real ones do. Use what you got, mix those points like a smoothie, and book yourself something dope. See you at Upobi, fam!